The Incredible Shrinking Rate of Return

Thane Stenner

Ken Stern, Aligned Capital Partners

Rates of return going forward won’t resemble those you’ve gotten used to in the past.

Investors can find plenty of advice about how to make retirement money last. Some financial planners tout the 4-per-cent rule, where you withdraw no more than 4 per cent each year from your nest egg. Others recommend working a few years longer or taking a part-time job in retirement.

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